Life Insurance

Zurich Life Insurance: Supporting you through COVID-19 and beyond

We want to assure our customers that we’re here to help you get the most out of your cover, just like we’ve always been, through floods, bushfires and now pandemics.

That’s just one of the benefits of staying with Zurich, to help provide financial security for you and your family when it's needed most.

Zurich is giving COVID-19 vaccination protection for life insurance customers at no extra cost

We want to offer financial peace-of-mind to Australians around risk of COVID-19 vaccine side-effects. Zurich is giving COVID-19 vaccination protection at no extra cost to everyone insured under an eligible life insurance policy. An additional amount will be paid to customers who can claim under their insurance because of suffering a serious side effect from an approved COVID-19 vaccination.

We will make payments in the following three circumstances up to a combined total of $50,000: 

  • For those covered in the event of death, a one-off payment of up to $50,000 will be paid in the event of death due to complications arising from the vaccine.  
  • For those covered for total & permanent disability (TPD), a one-off payment of up to $50,000 will be paid in the event of TPD due to complications arising from the vaccine. 
  • For those covered under Disability Income, payments will be made during any waiting period up to a total of $50,000 in the event of total disability or partial disability

We’re doing this because we want to provide extra peace-of-mind for our customers as they weigh up the benefits and risks of having the COVID-19 vaccine, at a time when it is important for as many of us as possible to come forward for vaccination.

While medical evidence indicates the likelihood of vaccine complications is extremely low, we understand that some people are concerned about the risk of a serious adverse reaction. Our initiative aims to reassure eligible customers by knowing that they will have extra financial support if they choose to be vaccinated and then suffer the rare instance of a serious side effect that requires them to claim.

Find out more.

Our Life Insurance products cover pandemics

While the current pandemic is something we couldn’t have foreseen a short while ago, rest assured your Life policy does not have a pandemic exclusion.

Did you know…

You can find details of your insurance policy, including what you’re covered for and when your next renewal is coming up via My Zurich, our online portal.

 Register now, or login.

Get help with a claim

We’ve put measures in place to make sure that we continue to support new claims, and offer extra help for customers currently receiving income protection benefits. A claim resulting from you contracting COVID-19 will be assessed in the same way as other injuries and illnesses. If you have any questions or need to make a claim, please contact us – we’re here to help.

Use the flexibility of your policy

It’s during times of uncertainty, that most people value their insurance cover even more, so if you are experiencing financial stress, we have several options that may help you out temporarily – most of which ensure you still maintain your cover. Some examples include removing extra-cost options you may have selected on your policy and lowering your cover amount. See here to help you understand what is included in your insurance premium, and what options you may have to help with affordability.

Everyone’s situation is different, so it’s best to speak with your adviser about what’s the best option for you. Alternatively, you can speak to customer support team.

Look after yourself

It’s important to look after ourselves, so we’ve given you access to a great range of health and wellbeing resources in the My Wellbeing Hub to help you focus on your health and wellbeing and also to be rewarded, just for having cover with us.

These resources will be updated regularly and include factsheets, articles and recipes designed to help you take a holistic approach to looking after yourself.

Loving Life

Customers also have the opportunity to join Loving Life, giving you access to more than 4,500 lifestyle and entertainment offers. Loving Life gives you discounts on everyday local services like food shopping, dry cleaning, petrol and movie tickets. Find out more or register today.


Take control

of your policy with MyZurich

Be rewarded….

just for being a Zurich customer with Loving Life