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Zurich Master Superannuation Fund

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Important Notice - Successor Fund Transfer

The Trustee of the Zurich Master Superannuation Fund (the Zurich Fund), Equity Trustees Superannuation Limited (ETSL), has successfully transferred the members and assets in the Zurich Fund to the Smart Future Trust (Smart Future) as at 6 June 2025 via a successor fund transfer (SFT).  The Zurich Fund is now closed.

The significant event notices for the SFT can be found below.

If you have any questions about the SFT, please contact your financial adviser or Smart Future's Customer Care Team who will be happy to assist.

Contact Details for Smart Future:

Telephone Number: 1300 614 644

Email Address: enquiry@smartmonday.com.au

Postal Address: smartMonday, GPO Box 1202, Brisbane QLD 4001

Significant Event Notices

2025 – Important fee changes to smartMonday PRIME and smartMonday PENSION

pdf, 223KB

2025 Successor Fund Transfer Notice - Zurich Superannuation Plan

pdf, 152KB

2025 Successor Fund Transfer Notice - Zurich Retirement Plan (Capital Guaranteed)

pdf, 213KB

2025 Successor Fund Transfer Notice - Zurich Retirement Plan (Unit Linked)

pdf, 170KB

2025 Successor Fund Transfer Notice - Zurich Account Based Pension

pdf, 144KB

2025 Successor Fund Transfer Notice - Zurich Term Allocated Pension

pdf, 141KB

2025 Successor Fund Transfer Notice - Zurich Whole of Life & Endowment (Participating)

pdf, 156KB

2025 Successor Fund Transfer Notice - Zurich Whole of Life (Non-Participating)

pdf, 155KB

2023 Zurich Master Superannuation Fund - Significant Events Notice

pdf, 851KB

2022 Zurich Master Superannuation Fund – Significant Events Notice

pdf, 555KB

2021 Zurich Master Superannuation Fund – Significant Events Notice

pdf, 356KB

2020 Zurich Master Superannuation Fund – Significant Events Notice

pdf, 273KB

2019 Zurich Master Superannuation Fund – Significant Events Notice

pdf, 2.8MB

2018 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 315KB

2017 Zurich Australia Superannuation Pty Limited - Significant Events Notice

pdf, 891KB

2017 Successor Fund Transfer of ZMSF Insurance-only members

pdf, 188KB

2016 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 171KB

2015 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 458KB

2014 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 253KB

2014 - 2015 Zurich Superannuation Term Life Plus - Policy upgrade information for Death cover

pdf, 44KB

2013 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 700KB

2012 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 415KB

2012 - 2013 Zurich Superannuation Term Life Plus - Policy upgrade information

pdf, 18KB

2011 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 311KB

2011 - 2012 Zurich Superannuation Term Life Plus - Policy upgrade information

pdf, 61KB

2010 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 263KB

2009 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 203KB

2008 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 177KB

2007 Zurich Australian Superannuation Pty Limited - Significant Events Notice

pdf, 257KB

Annual Reports

2024 Zurich Master Superannuation Fund - Annual Report

pdf, 214KB

2023 Zurich Master Superannuation Fund - Annual Report

pdf, 2.9MB

2022 Zurich Master Superannuation Fund - Annual Report

pdf, 1.7MB

2021 Zurich Master Superannuation Fund - Annual Report

pdf, 1.4MB

2020 Zurich Master Superannuation Fund - Annual Report

pdf, 5.2MB

2019 Zurich Master Superannuation Fund - Annual Report

pdf, 1.5MB

2018 Zurich Master Superannuation Fund - Annual Report

pdf, 3.6MB

2017 Zurich Master Superannuation Fund - Annual Report

pdf, 2.8MB

2016 Zurich Master Superannuation Fund - Annual Report

pdf, 1.9MB

2015 Zurich Master Superannuation Fund - Annual Report

pdf, 678KB

2014 Zurich Master Superannuation Fund - Annual Report

pdf, 1.4MB

2013 Zurich Master Superannuation Fund - Annual Report

pdf, 1.5MB

2012 Zurich Master Superannuation Fund - Annual Report

pdf, 1.5MB

2011 Zurich Master Superannuation Fund - Annual Report

pdf, 1.3MB

2010 Zurich Master Superannuation Fund - Annual Report

pdf, 1.3MB

2009 Zurich Master Superannuation Fund - Annual Report

pdf, 730KB

2008 Zurich Master Superannuation Fund - Annual Report

pdf, 745KB

2007 Zurich Master Superannuation Fund - Annual Report

pdf, 753KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 11 March 2011, pdf, 3MB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement (Member Advice Fee option)

Issue date: 22 June 2012, pdf, 258KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 22 June 2012, pdf, 376KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: July 2013, pdf, 474KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 1 July 2014, pdf, 154KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 1 January 2016, pdf, 268KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 1 January 2017, pdf, 203KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 1 April 2018, pdf, 200KB

Zurich Superannuation Plan and Zurich Account-Based Pension Product Disclosure Statement

Issue date: 1 July 2019, pdf, 403KB

2012 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide

Issue date: 22 June 2012, pdf, 453KB

2013 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide

Issue date: July 2013, pdf, 761KB

2014 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide

Issue date: 1 July 2014, pdf, 394KB

2016 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information Booklet

Issue date: 1 January 2016, pdf, 1.8MB

2017 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information Booklet

Issue date: 1 January 2017, pdf, 713KB

2018 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information Booklet

Issue date: 1 April 2018, pdf, 1.6MB

2019 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information

Issue date: 1 July 2019, pdf, 3MB

2011 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 11 March 2011, pdf, 362KB

2011 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 30 September 2011, pdf, 559KB

2012 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 22 June 2012, pdf, 456KB

2013 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 1 July 2013, pdf, 1.3MB

2013 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 19 July 2013, pdf, 1.1MB

2014 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 14 March 2014, pdf, 1.1MB

2014 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 1 July 2014, pdf, 1.1MB

2015 Zurich Superannuation Plan and Zurich Account-Based Pension - Information Booklet on investment options

Issue date: 1 July 2015, pdf, 947KB

2016 Zurich Superannuation Plan and Zurich Account-Based Pension Information Booklet on investment options

Issue date: 1 January 2016, pdf, 1.8MB

2017 Zurich Superannuation Plan and Zurich Account-Based Pension Information Booklet on investment options

Issue date: 1 January 2017, pdf, 1MB

2018 Zurich Superannuation Plan and Zurich Account-Based Pension Information Booklet on investment options

Issue date: 1 April 2018, pdf, 2.1MB

2019 Zurich Superannuation Plan and Zurich Account-Based Pension Information Booklet on investment options

Issue date: 1 July 2019, pdf, 898KB

2011 Zurich Account-Based Pension - Additional Information Booklet

Issue date: 11 March 2011, pdf, 245KB

2011 Zurich Superannuation Plan - Additional Information Booklet

Issue date: 11 March 2011, pdf, 284KB

2012 Zurich Superannuation Plan / Zurich Account-Based Pension - Additional information guide

Issue date: 22 June 2012, pdf, 738KB

2013 Zurich Superannuation Plan / Zurich Account-Based Pension - Additional information guide

Issue date: 1 July 2013, pdf, 1.2MB

2014 Zurich Superannuation Plan / Zurich Account-Based Pension - Additional information guide

Issue date: 14 March 2014, pdf, 1.1MB

2017 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information Booklet

Issue date: 1 January 2017, pdf, 713KB

2018 Zurich Superannuation Plan and Zurich Account-Based Pension Fee Guide and Additional Information Booklet

Issue date: 1 April 2018, pdf, 1.6MB

2011 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 11 March 2011, pdf, 561KB

2012 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 1 March 2012, pdf, 479KB

2012 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 22 June 2012, pdf, 677KB

2013 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 1 July 2013, pdf, 1MB

2014 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 1 March 2014, pdf, 820KB

2015 Zurich Superannuation Plan - Optional Protection Benefits Information Booklet

Issue date: 21 December 2015, pdf, 2.7MB

Zurich Superannuation Plan Optional Protection Benefits Information Booklet (including Policy Conditions)

Issue date: 15 May 2017, pdf, 708KB

2019 Zurich Superannuation Plan Optional Protection Benefits

Issue date: 1 July 2019, pdf, 532KB

2021 Zurich Superannuation Plan Optional Protection Benefits

Issue date: 29 March 2021, pdf, 1.4MB

2024 Zurich Master Superannuation Fund - Annual Report (Financial Statement)

pdf, 2.7MB

2023 Zurich Master Superannuation Fund - Financial Statements

pdf, 1MB

2022 Zurich Master Superannuation Fund - Financial Statements

pdf, 452KB

2021 Zurich Master Superannuation Fund - Financial Statements

pdf, 759KB

2020 Zurich Master Superannuation Fund - Financial Statements

pdf, 506KB

2019 Zurich Master Superannuation Fund - Financial Statements

pdf, 815KB

1996 September - Zurich Master Superannuation Fund - Supplemental Trust Deed by ZAS

pdf, 82KB

1997 December - Zurich Master Superannuation Fund - Supplemental Trust Deed by ZAS

pdf, 117KB

1998 March - Zurich Master Superannuation Fund - Supplemental Trust Deed by ZAS

pdf, 95KB

1999 May - Zurich Master Superannuation Fund - Supplemental Trust Deed by ZAS

pdf, 88KB

2001 June - Zurich Master Superannuation Fund & Zurich Corporate Master Trust merger - Deed of Transfer

pdf, 131KB

2001 June - Zurich Master Superannuation Fund Trust Deed - Deed of Amendment

pdf, 1.4MB

2007 July - Zurich Master Superannuation Fund Trust Deed - Deed of Amendment between ZAS & ZMSF

pdf, 385KB

2009 January - Zurich Master Superannuation Fund Trust Deed - Deed of Amendment

pdf, 70KB

2015 August - Zurich Master Superannuation Fund Trust Deed - Consolidated Deed

pdf, 435KB

2015 August - Zurich Master Superannuation Fund Trust Deed - Deed of Amendment

pdf, 389KB

This Retirement Income Strategy (RIS) for the Zurich Master Superannuation Fund can be accessed here. It seeks to provide members and their beneficiaries with an understanding of the Trustee’s strategy for assisting members make retirement decisions.