What we do
We offer flexible advice options designed to support you at every stage of your life insurance journey - from general guidance to personalised recommendations.
Which advice service is right for you? Compare General vs Personal Advice
Why choose Zurich Assure
Life can change in a heartbeat, but your financial security shouldn’t have to. Zurich Assure provides specialised financial advice in life insurance — because the right cover starts with the right advice.
Flexible advice options
Whether you’re seeking simple guidance or tailored recommendations, our advice solutions adapt to your needs.
Life insurance specialists
We are experts in life insurance - it’s the only advice we provide. Cover types we advise on: Death · Total and Permanent Disability · Income Protection · Trauma.
Advice at no extra cost1
We’re here to help. Our consultations are completely complimentary, and our expert guidance is provided with no extra cost and no obligation, just clear, helpful advice.
Access to leading insurers
We work with multiple insurers, not just one so you can find cover that fits, including Acenda, AIA, MetLife, OnePath, TAL and Zurich.
Our impact
Why our customers choose Zurich Assure
Jozef
Zurich Assure customer
…professional, knowledgeable and responsive throughout the process. I felt well supported and confident in the advice provided.
March 2026
Mathew
Zurich Assure customer
Very helpful and easy process. Something I have been needing to do for a long time.
February 2025
Katarina
Zurich Assure customer
I now have peace of mind that these policies will be updated to ensure I had adequate cover for my loved ones and myself…
January 2024
Trent
Zurich Assure customer
… actual care for their customer was exceptional. Their product knowledge and advice on services was second to none. I highly recommend their services.
February 2026
Zurich Assure in the Community
We’re committed to giving back to our community. That’s why we support a number of organisations and not-for-profits that help Australians when they need it most.
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Frequently Asked Questions (FAQs)
We offer both General Advice and Personal Advice.
- General Advice
General advice does not consider your individual goals, needs, or personal circumstances. Your consultant will outline the different types of insurance, key features, and benefits, and can prepare quotes based on the level of cover you’re looking for. - Personal Advice
Personal advice is tailored to your specific goals, needs and personal circumstances. Our qualified financial advisers are able to provide tailored recommendations regarding your personal insurance needs as well as your business insurance needs.
This means we can find the right fit for you — helping support your financial wellbeing today and in the years ahead.
We specialise in a comprehensive suite of life insurance, both inside and outside super, including:
1. Life Insurance.
Provides a lump sum payment to your beneficiaries if you pass away.
Designed to help loved ones maintain financial stability and protect their future.
2. Total & Permanent Disability (TPD) Insurance
Pays a lump sum if you become permanently disabled and are unable to work.
Supports long-term care, lifestyle changes, and financial independence.
3. Trauma (Critical Illness) Insurance
Pays a lump sum if you suffer a defined serious illness (such as cancer, heart attack, or stroke).
Helps cover medical treatment, recovery costs, and maintain financial stability during major health challenges.
Note: Payment may be tax-free, depending on policy structure and circumstances.
4. Income Protection Insurance
Provides regular payments (usually up to 70% of your income) if you are unable to work due to illness or injury.
Supports ongoing financial stability while you recover and rebuild.
5. Business Cover
Designed to protect your business financially from loss caused by the death, injury, or illness of a key person.
Helps ensure business continuity, maintain cashflow, and long-term resilience.
Want to learn more? Have a look at our Personal Insurance Information Pack and Business Insurance Information Pack.
No, Zurich Assure works with Australia’s leading life insurers—including Acenda, AIA, MetLife, OnePath, TAL and Zurich, allowing us to compare high quality options. And if another insurer better suits your needs, we can recommend any product on the market.
We’re dedicated to helping people find the right cover. That’s why our advice is provided at no extra cost to you other than the commissions that are paid through your insurance premiums.¹
You can find further details about how we are paid in our Personal Advice and General Advice Financial Services Guide.
With General Advice, we can provide a quote within minutes of your initial phone call.
For Personal Advice, the process may take longer as we take the time to understand your goals, needs, and circumstances. We also thoroughly research any existing products you hold, as well as products we may recommend, so that our advice is tailored to you and your situation.
Initially, we’ll gather your full name, phone number, and email address.
If you choose to meet with one of our financial advisers, we will request additional information relevant to your financial situation and goals. This may include details about your income, debt, superannuation, current insurance policies, and existing investments.
For full details on how we handle and protect your information, please refer to our Privacy Policy.
No. There is no cost or obligation to speak with us, and you are always in control. At any stage, you can pause or stop the process. Our role is to help you understand your options so you can make informed decisions about your financial protection.
Absolutely. As your life changes—new job, family, health, home, business—your protection needs will also change. We encourage customers to review their cover regularly, and we can assist with assessing whether your policy still meets your goals.
Zurich Assure does enter into commercial partnerships. We’re always open to collaborating with industry professionals who share our commitment to quality advice and customer outcomes. If you’d like to explore a potential partnership, please get in touch with our team.
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Contact us
Mailing Address: Zurich Assure Australia Pty Ltd PO BOX 1488 NORTH SYDNEY NSW 2059
Zurich Assure Australia Pty Limited ABN 58 657 804 736, Australian Financial Services Licence No.538863
Click here to contact Zurich Assure for the purpose of reference checking / information sharing requests under Australian Securities Investment Commission (ASIC)’s Reference Checking and Information Sharing Protocol.
This information is provided by Zurich Assure Australia Pty Limited ABN 58 657 804 736, AFSL 538863 (‘Zurich Assure’), is current at May 2026 and may be subject to change. This information does not take into account your or your client’s personal objectives, financial situations or needs. You should consider these factors and the appropriateness of the information to you and your clients. Consider seeking advice specific to your or your clients’ individual circumstances from an appropriate professional. The information provided is being collected, used and disclosed in accordance with Zurich’s Privacy Policy available here: Zurich's Privacy Policy - Zurich Australia. While reasonable care has been taken to ensure that the information provided is accurate and derived from reliable sources, no warranty is made as to quality, fitness for a particular purpose, reliability, fairness, accuracy, or completeness, or that it is free from errors or omissions. To the maximum extent permitted by law, no responsibility is accepted for any errors or omissions, or any liability arising from any use of this information.
1. Zurich Assure does not charge clients any advice fees for insurance. Clients are only responsible for paying the insurance premiums and any applicable fees and costs and provide their consent for the life company to pay the applicable insurance commissions to the Licensee, all of which are detailed in the relevant Product Disclosure Statement and the Zurich Assure Financial Services Guide.