Which advice is right for you
Compare our advice options
| General Advice | Personal Advice | |
|---|---|---|
 What you get | Guidance to help you make an informed insurance decision | Comprehensive advice tailored to your family and personal needs |
 Advice tailored to your personal situation, needs, and objectives |
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 Insurance cover available | Death, Total & Permanent Disability (TPD), Income Protection & Trauma | Death, Total & Permanent Disability (TPD), Income Protection, Trauma & Business Cover |
 Who you speak to | General Advice Consultant | Financial Adviser |
 Cost to you | $0 Advice Fees1 | $0 Advice Fees1 |
 Help applying for Insurance |
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Which advice is right for you
Which advice service is right for you?
If you’re confident about what you need and just want a quote, General Advice is a great fit. If your situation is more complex, or you’re dealing with big life changes, Personal Advice gives you tailored advice from an expert.
Not sure? Get in touch and we’ll help you figure it out
General Advice Journey
3 Simple Steps
1. Talk to a general advice consultant
Our consultant will give you all the information you need to help you make an informed decision. They'll also ask questions to understand the type of insurance you’re after *
*If we think personal advice would suit your needs better, we’ll put you in touch with one of our financial advisers.
2. Get a quote
Based on the type and amount of cover you want, they'll provide a quote for you.
3. We help put your cover in place
If you’d like to go ahead and apply for life insurance based on the quote, we’ll help you through the application process.
Personal Advice Journey
5 Simple Steps
1. Complete a quick self-assessment
Use our intuitive Insurance Needs Calculator to find the type of cover you might need and how much it costs.
2. Meet with an adviser
Arrange to meet with one of our advisers over a video call. They'll take the time to understand your personal situation and insurance needs.
3. We get to work
The Zurich Assure team will analyse your situation, conduct research, and explore tailored options for you.
4. Your tailored insurance recommendations
Your adviser will present life insurance recommendations and work with you to ensure you have the right cover.
5. We help put your cover in place
Once you’re happy with the recommendation, we will start implementing your plan and assist you through the application process.
This information is provided by Zurich Assure Australia Pty Limited ABN 58 657 804 736, AFSL 538863 (‘Zurich Assure’), is current at May 2026 and may be subject to change. This information does not take into account your or your client’s personal objectives, financial situations or needs. You should consider these factors and the appropriateness of the information to you and your clients. Consider seeking advice specific to your or your clients’ individual circumstances from an appropriate professional. The information provided is being collected, used and disclosed in accordance with Zurich’s Privacy Policy available here: Zurich's Privacy Policy - Zurich Australia. While reasonable care has been taken to ensure that the information provided is accurate and derived from reliable sources, no warranty is made as to quality, fitness for a particular purpose, reliability, fairness, accuracy, or completeness, or that it is free from errors or omissions. To the maximum extent permitted by law, no responsibility is accepted for any errors or omissions, or any liability arising from any use of this information.
1. Zurich Assure does not charge clients any advice fees for insurance. Clients are only responsible for paying the insurance premiums and any applicable fees and costs and provide their consent for the life company to pay the applicable insurance commissions to the Licensee, all of which are detailed in the relevant Product Disclosure Statement and the Zurich Assure Financial Services Guide.