Lifeclaims

Income Protection

Income Protection helps protect your most important asset, your income. Zurich believes getting back on your feet and back to work long term after a mental or physical health event is critical. The road back to health should not be compounded by the financial stress that a reduced income can bring to you and those around you.

 

Lisa’s Income Protection Claim Story

Opening my own florist after realising I didn’t want to work in the corporate world anymore was the best decision I ever made - running a business that made people happy and harnessed my creative side is just what I needed. In my experience, I learnt never to underestimate the value of planning and good advice from professionals which is why I took Susie, my Financial Advisers advice to take out business expense insurance as well as income protection when I started my florist business. This value of advice really rang true when I was on an early morning bike ride and was hit by a passing car which resulted in a broken leg, fractured elbow and loss of consciousness. Susie was the first person I called when I had my accident and Zurich got in touch with me straight away. Then started the road to recovery - I had to take 5 months off work. Whilst my medical expenses were covered and my income protection covered the wage I was drawing, business expense policy paid for my shop rent and outgoings. This helped me to recuperate without any undue financial stress and recover without rushing back to work. Without Susie and the Zurich team, my business would not have survived. The efficiency and care I received helped keep everything abloom during what was a really difficult time.

Income protection claims by age and gender