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Workers Compensation

Zurich understands that protecting your business means protecting its greatest asset – your workers.

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Why choose Zurich Workers Compensation Insurance?

Workers Compensation is a compulsory and critical cover that protects you and your business from financial claims when a worker sustains a work-related injury or disease. This insurance covers them for medical and rehabilitation expenses and loss of earnings, to help them to return to work and minimise the financial and human impact of workplace injuries.

At Zurich, we aim to help our customers provide a safe and protected workforce. We are committed to assisting our customers to minimise the cost of disruption of workplace injuries through risk mitigation and proactive claims management. With years of expertise in Workers Compensation, our strong relationships and innovative technology help minimise the cost of disruption of workplace injuries and improve claims outcomes for Customers.

Zurich offers Workers Compensation in Western Australia and Tasmania with dedicated experts in each state to support injured workers through the entire duration of their claim.

Western Australia

 

Providing the right information will help us to understand your business and provide you with a fast and comprehensive quote.

Please complete the relevant claims forms below and send to us via email, post or fax.

Email: wcclaims.wa@zurich.com.au

Post: Zurich Financial Services, PO Box 442, West Perth WA 6872

Fax: 08 9261 1390
 

Workers' Compensation Claim Form 181 KB, pdf When an injured worker sustains an injury, the Workers Compensation Claim Form needs to be completed by the injured worker to enable them to lodge a claim for Workers Compensation. Upon completion the injured worker is required to provide the claim form along with the First Medical Certificate to the Employer so that they can then lodge it with the Insurer.
Employer's Report of Injury Claim Form 263 KB, pdf The Employer’s Report Form is to be completed by the Employer once an injured worker lodges a claim for Workers compensation. The claim form assists the Insurer in the decision making process.
Injury on the Journey Claim Form WA 165 KB, pdf The Form is required to be completed when a worker is involved in a Motor Vehicle Accident whilst they are in their employment.
Recurrence of Disability Claim Form 226 KB, pdf The Recurrence of Disability Claim Form needs to be completed by the injured worker if they sustain a recurrence of the original injury.
Workplace Fatality Claim Form 295 KB, pdf When a worker has died as a result of a work related injury a claim for compensation can be made by the worker’s dependants under the Workers Compensation and Injury Act 1981. The dependant is required to complete the Workplace Fatality Claim Form and provide this to the Employer to lodge with the Insurer.
WorkCover return to work program template 107 KB, docx The Return to Work Program Template is required to be completed by the Employer when an injured worker is back at work on light/restricted duties. The program is signed by both the Employer and the injured worker.
Work Restrictions Form 145 KB, pdf This Form is utilised to determine what the injured worker’s capabilities are to be able to perform their normal duties.
Request for wages reimbursement 396 KB, pdf The Wages Reimbursement Form is to be completed by the Employer so that the Insurer can reimburse the Employer for the time off work that an injured worker has as a result of the injury.
Work cover injury management system template 49 KB, docx The template can be used by the Employer to demonstrate that they have an injury management system and policy in place. The document should be placed where readily accessible by staff.

A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:

  • Legal Entity Name
  • Policy Number
  • Business Address
  • Contact Details
     - Name of enquirer
     - Email
     - Phone Number 

There are a number of obligations you must meet regarding Workers Compensation and injury management.

These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.

For further information about understanding your rights and obligations as employers, please refer to the Understanding your rights & Obligations on the WorkCover WA website or contact WorkCover WA on (08) 9388 5555.

Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.

For further information about understanding your rights, obligations and entitlements as a worker, please refer to the understanding your rights, obligations and entitlements on the WorkCover WA Website or contact WorkCover WA on (08) 9388 5555.

Workers Compensation laws in WA are changing.  Visit the WA Workcover website for the latest updates, news articles and information sessions.

Tasmania

 

Providing the right information will help us to understand your business and provide you with a fast and comprehensive quote.

Please complete the relevant claims forms below and send to us via email, post or fax.

Email: wcclaims.tas@zurich.com.au

Post: Zurich Financial Services, GPO Box 801 Canberra ACT 2601

Fax: 1800 074 778

Phone: 02 6247 3766

 

Tasmanian Early Injury Notification Form 961 KB, pdf This form is required to be completed and forwarded to Zurich Australian Insurance Limited within three (3) days of becoming aware of a work injury that may result in a claim or incapacity to the worker.
Notice of Right to Make a Workers Compensation Claim form  pdf Your employer must inform you of your right to make a workers compensation claim and give you a Notice of Right to Make a Workers Compensation Claim form within 14 days of you telling them about your injury
Tasmanian Worker’s Claim for Compensation 205 KB, pdf When an injured worker sustains an injury, the Workers Compensation Claim Form needs to be completed by the injured worker to enable them to lodge a claim for Workers Compensation. Upon completion the injured worker is required to provide the claim form along with the First Medical Certificate to the Employer so that they can then lodge it with the Insurer.
Request for Wage Reimbursement 476 KB, pdf The Wages Reimbursement Form is to be completed by the Employer so that the Insurer can reimburse the Employer for the time off work that an injured worker has as a result of the injury.

A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:

  • Legal Entity Name
  • Policy Number
  • Business Address
  • Contact Details
      - Name of enquirer
      - Email
      - Phone Number 

There are a number of obligations you must meet regarding Workers Compensation and injury management.

These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.

For further information about employers understanding your rights and obligations, please refer to the WorkCover TAS website or contact WorkCover TAS on 1300366322

Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.

For further information about workers understanding your rights, obligations and entitlements, please refer to the  WorkCover TAS Website  or contact WorkCover TAS on 1300366322

Australian Capital Territory

 

  • From 4:00pm 30 September 2022 Zurich will no longer offer Workers Compensation Insurance in ACT. Zurich will continue to support our existing ACT customers during the run-off period and are working closely with WorkSafe ACT to ensure a smooth transition. Visit WorkSafe ACT for more details.
  • Western Australia and Tasmania are unaffected, and Zurich remains committed to providing Workers Compensation Insurance in those states
  • If you have an insurance broker, we suggest that you speak to them to assist with your future Workers Compensation needs. If you do not have an insurance broker, visit WorkSafe ACT to find a licensed insurer. 

Please complete the relevant claims forms below and send to us via email, post or fax.

Email: wcclaims.act@zurich.com.au

Post: Zurich Financial Services, GPO Box 801 Canberra ACT 2601

Fax: 1800 074 778
 

Early Injury Notification Form 97 KB, pdf The employer uses this form to provide information about an injury to Zurich within 48 hours of an injury occurring.
ACT - Employees Compensation Claim Form 511 KB, pdf When an injured worker sustains an injury, the Employees’ Compensation Claim Form needs to be completed by the injured worker to enable them to lodge a claim for Workers Compensation. Upon completion the injured worker is required to provide the claim form along with the Certificate of Capacity to the Employer so that they can then lodge it with the Insurer.
Injury on the journey claim form - ACT 569 KB, pdf The Form is required to be completed when a worker is involved in a Motor Vehicle Accident whilst they are in their employment.

A Certificate of Currency is proof that you have Workers Compensation insurance. You can email us to request a Certificate of Currency. Please include the following information:

  • Legal Entity Name
  • Policy Number
  • Business Address
  • Contact Details
      - Name of enquirer
      - Email
      - Phone Number 

There are a number of obligations you must meet regarding Workers Compensation and injury management.

These obligations are designed to reduce the financial impact of a work-related injury or illness on your business, as well as the operational impact of managing an injured worker’s rehabilitation and return to work.

For further information about employer obligations, please refer to guidance note on the WorkSafe ACT Website or contact WorkSafe ACT on (02) 6207 3000.

Understanding all of your Workers Compensation and injury management rights, obligations and entitlements will help you navigate your way to a suitable resolution following an injury or illness in the workplace.

For more information regarding workers obligations, see Obligations for workers on the WorkSafe ACT website or contact WorkSafe ACT on (02) 6207 3000.

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Zurich Resilience Solutions

ZRS draws from experienced risk engineers and consultants to tailor a package of services that can help companies across a wide range of industries manage their risks and become more resilient.

Workers Compensation

Zurich understands that a strong worker safety program protects the backbone of every business. Our Risk Engineers can provide businesses with risk assessments, insights, solutions and training to help minimise work-related injuries and reduce claim costs. They also have the local knowledge to assist customers with the challenges of workers compensation regulations.

Zurich Risk Advisor helps you manage risk

If you’re after a quick risk assessment, the Zurich Risk Advisor app is a valuable digital tool that empowers businesses to identify, understand and improve the risks in their workplace.

Zurich Risk Advisor makes it easy for businesses to conduct self-risk assessments without assistance, simply by answering a series of questions about the various risks present in their organisation.

Self-risk assessment reports are available for:

  • Workers’ Injury Risks
  • Property (Fire)
  • Motor Fleet
  • Cyber Security
  • Liability

Most assessments have full and light versions. A full assessment can take 15-20 minutes, and provides a more detailed assessment and report. A light assessment can be completed in as little as 5-10 minutes.

There are also a range of ‘Risk Snap Shots’ covering a wider range of risk types. Completed reports can be used to help a business improve their risk profile over time. The Risk Snap Shots section also includes additional quick assessments tools for ‘Working at Home’ risks and Employee Wellbeing.

Search for ‘Zurich Risk Advisor’ on the App Store or Google Play to download your free app today.

Workers Compensation Insurance works well with…

Accident and Health Insurance

Zurich offers a wide range of products that can provide cover to businesses and their people in the event that the unexpected occurs whilst travelling, or as a result of an accident or sickness during or outside of working hours.

Liability Insurance

If your business has more than $10 million in annual revenue, Zurich has tailored liability insurance to protect you from the unexpected.

My Wellbeing Hub

A collection of health and wellbeing resources to support you on your journey towards mental and physical wellness.A collection of health and wellbeing resources to support you on your journey towards mental and physical wellness.

Risk Management tools

Our suite of powerful tools helps you to understand and minimise risks and enables us to work closely with you and share valuable risk insights.

Knowledge Hub

We provide articles, webinars and resources to help you with effective risk management as well give you the latest updates on what’s happening at Zurich.