Up to last year I was still working full time and on weekends bush hiking with my partner. I had no idea anything was wrong – no red flag symptoms at all and for the record, a non-smoker non-drinker, healthy diet and no family history. One afternoon I began to feel really sick - that night I developed high fevers and right-sided pain. I took myself off for an ultrasound a few days later thinking gallbladder infection, only to have the radiologist come in to say there were multiple liver lesions and he would CT scan it immediately. The CT scan reported innumerable cancers metastasized in the liver.
That started my journey – scans, blood tests, biopsies, scopes. Stage 4 incurable colon cancer is what was found. The initial prediction was 6 months with no treatment, an average of 13 months with treatment, and the hope of being an ‘outlier’ with a longer survival.
Being a specialist Doctor and working with sick people in a hospital, I can honestly say I did not take my health for granted but nothing really prepares you for living in a sick body after you are used to being healthy and strong. Facing a terminal illness has so many consequences especially for one’s family – fortunately, my 3 children are no longer little, but they and my husband still will have a lot to deal with when I die and part of that is where the Zurich team comes in, as financial hardship will not be one of them. I have had the benefit of income protection and I cannot tell you how wonderful it is to know that there will be money to help my boys with future education costs and housing costs etc.
When we switched to Zurich, we did not think we would ever really need Life Insurance, so much so that at one point, we seriously considered cutting back. Thank goodness we had received some great advice and didn’t, as we needed the benefits the very next year.
Zurich have been there for me when I needed them and fully delivered on the policy promises. I can now assure others that life insurance and income protection are not a waste of money. I am grateful that I don’t have financial burdens or concerns as it has given me time to concentrate on what’s much more important in life and that’s spending time with my family.