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Wealth Protection

Zurich Wealth Protection is a flexible suite of life insurance solutions – including death, TPD, trauma and income protection cover. With the help of your financial adviser, you can pick and choose the cover and structure that best suits your needs.

Each policy offers in-built benefits, along with optional benefits to enable you to have the right level of protection for you and your loved ones.

For full details, see the Zurich Wealth Protection Product Disclosure Statement.

Your choice of lump sum payment policies

Zurich Wealth Protection lets you select from different types of cover, that all pay a lump sum benefit when an insured event happens:

Death cover provides a payment to your beneficiaries if you become terminally ill with less than 12 months to live, or if you pass away, to help towards maintaining a comfortable lifestyle.

Total and permanent disablement (TPD) cover helps you keep up with living expenses if you suffer total and permanent disablement.

Trauma cover provides a payment if you suffer a defined trauma condition which is covered by the policy, to relieve financial stress while you’re in recovery

Child cover offers a lump sum payment if an insured child suffers a trauma condition. It also includes a death and terminal illness benefit, as well as a carer benefit which can help to minimise the financial impacts of the child’s illness or injury.

Monthly payment policies

Depending on your needs, you may need protection if your monthly income was to stop unexpectedly. Zurich Wealth Protection lets you add any of these options to your cover:

Income protection pays a monthly benefit if you can’t work for a period of time due to an illness or injury, to support your recovery until you can work again.

Business expenses provides a monthly payment to help cover operating expenses or key person replacement costs if you become disabled and can’t run your business.