Protect what matters most with Zurich life insurance

What can we help you with?

While you’re enjoying life today, it’s important to be prepared for whatever comes tomorrow. That’s why you need to think about how you and your family would manage financially if something unexpected happened to you – like an accident or illness.

Zurich life insurance gives you peace of mind by helping to protect you and your loved ones financially, no matter what’s around the corner. The right insurance cover can help ensure you and your family won’t have to worry about paying the bills in the event of serious illness, injury or death. So you and your loved ones can focus on getting your lives back on track.

Choose the protection that suits your lifestyle

Death benefit

Death cover provides a payment to your estate or beneficiaries if you become terminally ill with less than 12 months to live, or if you pass away, so you can rest assured that your loved ones will be looked after financially.

Learn more

Income protection

Income protection cover provides a regular benefit if you’re unable to work for a period of time due to an accident or illness, to ensure you can support your lifestyle until you’re back at work.

Learn more

Total & permanent disability

Total and permanent disablement cover provides a payment to help fund expenses associated with long term disability and support your quality of life if you become totally and permanently disabled.

Learn more

Trauma cover

Trauma cover provides a payment if you suffer a defined trauma condition which is covered by the policy, to relieve financial stress while you’re in recovery. 

Learn more

Life insurance is important because it helps you, your family and loved ones to cope financially should the unexpected happen to you.

Many people think life insurance only covers you in the event of your death. But in reality there are many other illnesses and injuries that can prevent you from working for weeks, months, or even the rest of your life, that you need to protect yourself against. 

You can also review our range of products to see how they can help to protect you and your loved ones.

With a financial adviser:

Zurich Wealth Protection

Wealth Protection is a flexible suite of life insurance solutions – including death, TPD, trauma and income protection cover.

Zurich Active

Zurich Active is a unique severity-based policy with an extensive list of covered health events, designed to cover a broad spectrum of life’s possible setbacks.

Buy direct from us:

Zurich Ezicover

Ezicover is Zurich’s range of "do it yourself" online life insurance and income protection products.

Why choose Zurich for life insurance?

Helping individuals, families and business owners around Australia recover from the devastating financial consequences of serious illness and injury.

While our life insurance products are highly rated and award winning, it’s our people that make the difference.

Zurich Australia is part of the global Zurich Insurance Group that has served customers around the world for more than 135 years, and today our group’s 50,000 experts are located in more than 170 countries.

At Zurich we understand if you’re making a claim, you’re probably going through a difficult time. That’s why we handle claims quickly and with the sensitivity they deserve. In 2015 the Zurich group paid more than $2.8 billion USD in life claims globally for the calendar year.* You can visit our group’s website here

* Source: Zurich’s 2015 global claims data

We're award winning


There are different ways you can buy Zurich life insurance. Choose an option that best suits you.

Through a financial adviser

Everyone is different and everybody's circumstances are unique. A financial adviser can help you make sense of your current financial situation, as well as your goals for the future, to ensure you get the right level of cover in place to suit your individual circumstances. Talking to a financial adviser means you can rest assured you are making the most of our products' unique features and options, both today and into the future. It can also help you structure your cover in a way that delivers the best value for money and best suits your cash flow and tax objectives.

Directly from us

Zurich Ezicover is a range of simple life insurance products available directly from us via an online application. If you know what type and amount of cover you need, Ezicover might be suitable for you.

❯ Get an online quote here

Find an adviser

Zurich provides a free service that can connect you to an independent financial adviser:

ASIC’s MoneySmart website also has valuable information on what to look for when choosing a financial adviser.