Property and equipment

Designed to cover a range of businesses or enterprises with assets valued from $3m. ISR cover can include:

• Loss and/or damage to buildings, plant and machinery, contents, stock, raw materials, unregistered vehicles and the property of directors and employees
• Loss of gross profits and/or increased expenses caused by damage to insured property and also by contingent damage to property at the premises of suppliers, customers and utilities
• Burglary and theft of money
• Accidental damage and glass breakage
• Removal of debris, extra costs of re-instatement, re-writing of records and professional fees

Cover for plant and machinery items such as boilers, refrigeration equipment, air conditioners and factory machines for repair or replacement resulting from damage. Also includes damage to your other property (such as your stock) caused by flying fragments.　

Cover for items such as computers against fire, theft or accidental damage. You can choose to also cover breakdown, electronic data restoration costs and the increased costs in working following an incident.　

Cover revenue and extra costs as a result of damage to your plant and equipment at your premises.