liability insurance

Our products and services

Liability

Protect your business from the unexpected.

Operating a business usually means interacting with many people and while you may do your best to avoid causing injury or damage, there is an ever present risk.  From customers and suppliers entering your premises to work performed offsite. From the products you sell to the way you advertise your products and services. What will it cost you if you are taken to court? The legal costs alone can be significant.

Protect your business against the risk of personal injury and property damage to third parties through one of our Liability insurance policies below.

Combined General Liability insurance

Combined General Liability Insurance protects businesses against the significant costs associated with claims for property damage or third party injury.  It covers:

  • Third party personal injury
  • Third party property damage
  • Advertising liability

Claims Made Combined General Liability insurance

This policy responds to claims made against you during the policy period for incidents that may have happened in the past. This differs from our Combined General Liability insurance policy where the incident giving rise to the claim occurs during the policy period.

Excess Liability insurance

This policy provides cover for loss in excess of and after all underlying liability insurance has been exhausted, providing additional liability insurance cover.

Umbrella Liability insurance

An Umbrella Liability policy provides additional cover above limits you already have from other relevant liability policies.

How to apply

We sell Zurich Insurance though independent insurance brokers so you can be sure it's the right cover for your needs.

You can find a broker with free needabroker service or call NIBA* on 1300 53 10 73  

*NIBA is the peak body for professional insurance brokers in Australia.