Liability

Combined General Liability Insurance protects businesses against the significant costs associated with claims for property damage or third party injury.  It covers:

• Third party personal injury
• Third party property damage
• Advertising liability

This policy responds to claims made against you during the policy period for incidents that may have happened in the past. This differs from our Combined General Liability insurance policy where the incident giving rise to the claim occurs during the policy period.

This policy provides cover for loss in excess of and after all underlying liability insurance has been exhausted, providing additional liability insurance cover.

An Umbrella Liability policy provides additional cover above limits you already have from other relevant liability policies.