Construction Insurance

Zurich provides tailored insurance solutions and risk engineering services for a range of major construction projects.

Why choose Zurich Construction Insurance?

Contractors and project managers need to be aware of all job site risks, including theft, property damage and contractor’s plant and equipment (CPM) losses. Zurich has customised solutions for a variety of midsize to large commercial construction projects.

Built to manage all types of construction risk

Construction All Risks (CAR)

CAR covers against unexpected material damage or loss on-site, including those experienced during transit or while in storage.

Erection All Risks (EAR)

EAR covers against unexpected physical damage to the contract works of projects relating to the assembly or installation of machinery, plant, equipment and steel structures.

Delay in Start Up (DSU), Advance Consequential Loss (ACL) or Advance Loss of Profits (ALoP)

DSU, ACL and ALoP insurances protect owners against financial losses incurred due to a delay in completing a project due to material damage loss.

Annual Construction Policies

Annual Construction Policies cover is similar to the CAR and EAR covers, but it’s tailored for smaller projects on an annual renewable policy.

How to apply

Zurich Insurance is available through independent insurance brokers so you can be sure it's the right cover for your needs.

You can find a broker with the free needabroker service or call NIBA* on 1300 53 10 73  

*NIBA is the peak body for professional insurance brokers in Australia.

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Construction Insurance works well with…

Zurich Resilience Solutions

Through Zurich Resilience Solutions (ZRS), our risk engineers and consultants take the guesswork out of assessing risk for medium to large businesses.

Risk Management Tools

Our suite of powerful tools helps you to understand and minimise risks and enables us to work closely with you and share valuable risk insights.