Accident and Health Insurance

Zurich provides protection for the people in your organisation in the event of an accident or sickness as they go about their work.

Insurance tailored to the unique needs of your organisation

At Zurich, we understand that your people are your most valued asset. That’s why we offer bespoke, flexible solutions to help you ensure that your people are protected against unforeseen circumstances such as injury or illness.

Making a claim can be a delicate and complex process. We offer market-leading claims management through our carefully selected Accident and Health Third Party Administrator, whose vast experience ensures you and your people are well looked after.

A wide range of covers for employees and volunteers

Zurich has solutions available in all key Accident & Health product groups. These products are designed for customers to choose the appropriate option and select from a range of benefits to suit their needs.

Group Personal Accident and Sickness Insurance

Group Personal Accident and Sickness Insurance provides your organisation with coverage against injury or illness sustained by the people you choose to insure. With the flexibility to tailor your coverage to suit your needs and budget, you can select or combine the following options:

  • 24 hours/365 days a year
  • Working hours only, excluding commuting (at work injuries)
  • Working hours only, including commuting (at work injuries including travel to and from work)
  • Non-working hours (outside work injuries)

Group Journey Injury Insurance

Group Journey Injury Insurance covers employees for injuries they may sustain in an accident whilst travelling to and from work for the purpose of starting or at the completion of their day’s work.

Voluntary Workers Insurance

If your organisation includes volunteers, Zurich provides Voluntary Workers Insurance to help you cover them for accidental injury they may suffer whilst undertaking unpaid work on your behalf.

Expatriate and Inpatriate Insurance

When your organisation has a global reach, your employees' health and wellbeing is vital. Zurich’s Expatriate and Inpatriate Insurance can provide a range of covers for certain medical and additional expenses that employees and their accompanying family may have whilst working outside of their country of residence on medium to long-term secondments.

How to apply

Zurich Insurance is available through independent insurance brokers so you can be sure it's the right cover for your needs.

You can find a broker with the free needabroker service or call NIBA* on 1300 53 10 73  

*NIBA is the peak body for professional insurance brokers in Australia.

We partner with a number of organisations within the Zurich Group of companies: 

Fostering a productive and engaged workforce through support with all aspects of life - physical, mental, social and financial.

Dedicated to providing expert medical, travel and security assistance for travellers and expatriates.

A leading provider of leisure travel insurance and assistance to Australians travelling both domestically and internationally.

Accident and Health Insurance works well with…

Business Travel Insurance

Travel Insurance that is tailored for small-to-medium businesses all the way through to multinational corporates.

Business Insurance

Helping small-to-medium businesses get back to business quickly and hassle-free.

Workers Compensation Insurance

Compulsory and critical cover that protects you and your business from financial claims when a worker sustains a work-related injury or disease.

Life Insurance

Helping individuals, families and business owners around Australia recover from the devastating financial consequences of serious illness and injury.