At Zurich we strive to deliver insurance premiums that reflect each business's unique level of risk.
The Risk Grading of a business by Zurich's Risk Engineers is a critical part of Zurich's underwriting, risk selection and pricing process for various classes of insurance. Risk Features is designed to help you better understand this process and reduce your business risks.
You can use Risk Features:
- Before a Zurich assessment - understand the risk factors we will evaluate
- During a Zurich assessment - work with us to evaluate the risk factors
- After a Zurich assessment - understand the grading results and risk improvement advice in the formal report we issue.
All businesses invest significantly in physical assets, and the protection of these assets is crucial to business success and protection of the lives of people involved. These physical assets are constantly under threat from damage, either by fire, malicious damage, storm, flood or theft.
Road crashes are the largest cause of work-related death across many regions of the world, and yet are one of the least well-managed areas of Occupational Health & Safety. In addition, most companies rely upon significant investment in transport assets to contribute to bottom-line profit.