Some of the pages of this website contain general financial product advice, provided by Zurich Australian Insurance Limited or OnePath General Insurance Pty Limited (for general insurance products), Zurich Australia Limited or Zurich Assure Australia Pty Limited (for life insurance and superannuation products) or Zurich Investment Management Limited (for managed investment schemes).
This advice has been prepared without taking account of your objectives, financial situation or needs. Therefore, before acting on the advice you should consider its appropriateness having regard to your objectives, financial situation and needs.
You should obtain and consider the relevant Product Disclosure Statement and Policy Wording (as applicable) for the financial product before making any decision about whether to acquire, or continue to hold, that product.
Furthermore, financial products that are subject to the Product Design and Distribution Obligations have been designed for specific target markets. Target Market Determinations for the products set out on this website are available at:
- zurich.com.au/tmd or onepathinsurance.com.au/tmd for Life Insurance products,
- zurich.com.au/tmd for Investment products, and
- zurich.com.au/GI-TMDs for General Insurance products.
You can also ask for a copy and make any other enquiries by contacting the relevant company as follows:
- Zurich Australia Limited, by telephone on 131 551, or in writing at 118 Mount Street, North Sydney NSW 2060.
- Zurich Investment Management Limited, by telephone on 131 551, or in writing at 118 Mount Street, North Sydney NSW 2060.
- Zurich Australian Insurance Limited, by telephone on 132 687 or in writing at 118 Mount Street, North Sydney NSW 2060.
Target market determinations are made available to your financial adviser or broker, so you can also contact them for the target market determination that applies to you.
Zurich Australia Limited and Zurich Investment Management Limited receive remuneration such as fees, charges or premiums for certain financial products as the issuer, responsible entity or as a service provider. Details of these payments including how they are calculated and when and how they are payable can be found in the Product Disclosure Statement for the relevant financial product. Zurich Australian Insurance Limited, OnePath General Insurance Pty Limited and Zurich Australia Limited are remunerated by way of receiving premiums when they issue insurance policies and certain factors relating to the premiums can also be found in the relevant Product Disclosure Statement.
The issuers of general insurance products are Zurich Australian Insurance Limited (ABN 13 000 296 640) or OnePath General Insurance Pty Limited (ABN 56 072 892 365); the issuer of life insurance products is Zurich Australia Limited (ABN 92 000 010 195); the responsible entity of managed investment schemes is Zurich Investment Management Limited (ABN 56 063 278 400).
The issuer of superannuation products promoted by a Zurich group company is either the trustee of the Zurich Master Superannuation Fund, Equity Trustees Superannuation Limited (ABN 50 055 641 757) or the trustee of the Retirement Portfolio Service, OnePath Custodians Pty Limited (ABN 12 008 508 496). The issuer of other superannuation products referred to on this website are not issued by a Zurich group company and the trustee is identified in the relevant PDS for that product. Zurich does not own any entities that are superannuation fund trustees within the Zurich Australia Group of companies.