Some of the pages of this website contain general financial product advice, provided by Zurich Australian Insurance Limited (for general insurance products), Zurich Australia Limited (for life insurance and superannuation products) or by Zurich Investment Management Limited (for managed investment schemes).
This advice has been prepared without taking account of your objectives, financial situation or needs. Therefore, before acting on the advice you should consider its appropriateness having regard to your objectives, financial situation and needs.
You should obtain and consider the relevant Product Disclosure Statement and Policy Wording (as applicable) for the financial product before making any decision about whether to acquire, or continue to hold, that product.
Furthermore, products that are subject to the Product Design and Distribution Obligations have been designed for specific target markets. Target Market Determinations for the products set out on this website are available at:
Target market determinations are are either available on this website, or you may ask for a copy and make any other enquiries by contacting the relevant company as follows:
Target market determinations are made available to your adviser or broker, so you may also contact your adviser or broker for the target market determination that applies to you.
Zurich Australia Limited and Zurich Investment Management Limited receive remuneration such as fees, charges or premiums for the relevant financial products issued as the issuer, responsible entity or as a service provider. Details of these payments including how they are calculated and when and how they are payable can be found in the relevant Product Disclosure Statement for the relevant financial product. Zurich Australian Insurance Limited is remunerated by way of receiving premiums when it issues insurance policies and certain factors relating to the premiums can also be found in the relevant Product Disclosure Statement.
The issuer of general insurance products is Zurich Australian Insurance Limited (ABN 13 000 296 640); the issuer of life insurance products is Zurich Australia Limited (ABN 92 000 010 195); the responsible entity of managed investment schemes is Zurich Investment Management Limited (ABN 56 063 278 400); and the issuer of superannuation products issued by a Zurich group company is the trustee of the Zurich Master Superannuation Fund, Equity Trustees Superannuation Limited (ABN 50 055 641 757). The issuer of other superannuation products referred to on this website are not issued by a Zurich group company and the trustee is identified in the relevant PDS for that product.
Find out more about Zurich Investments business code and ethics.