Total and Permanent Disability claims
Provides a benefit if the life insured is totally and permanently disabled and therefore are unlikely to ever work again.
Determine that the life insured has been entirely disabled from working for at least the minimum period stipulated in the policy and that the life insured is unlikely to ever resume work.
Ensure the life insured has the following information available:
- Original policy document
- Certified proof of age of the life insured.
Step 2: Complete claim forms
Print out the claim forms and have the relevant party complete them.
Type: pdf (177Kb)
This form is to be completed by the life insured, only on the request of the Zurich claims area. You are required to have the Physician’s Report (pages 6-8) completed by your treating doctor.
Type: pdf (76Kb)
To be completed by the life insured and included with any Business Expenses, Income Replacement, Total & Permanent Disability or Terminal Illness life insurance claims.
Type: pdf (108Kb)
This form is to be completed by the life insured’s employer. It is your responsibility to ensure this entire form is returned to Zurich.
Type: pdf (92Kb)
This form is to provide details of previous employment or qualifications you hold, and to give reasons why you are unable to continue working in your current position.
Type: pdf (150Kb)
This is for the release of personal Medicare history information to a third party. To be completed by the life insured and included with any Business Expenses, Income Replacement, Total & Permanent Disability or Terminal Illness life insurance claims.
Step 3: Submit claim forms
Send completed claim forms to:
Zurich Financial Services Australia
Locked Bag 994
North Sydney, NSW 2059
Fax: +61 2 9995 3732
To avoid delay, please note all forms must be signed before they are returned to Zurich.
Zurich Claims Consultants are available from from 8:30 am – 5:00 pm AEST Monday to Friday.
They will be happy to answer any questions you have about your claim and any entitlements under the policy. Call the Zurich claims consultants on 131 551.