Business Expenses claims
Provides a benefit of up to 100 per cent of monthly eligible business expenses averaged over the previous 12 months. The life insured will be eligible for a benefit when they are receiving an Income benefit or a Specified injury benefit. You must determine that the life insured has been or is likely to be totally or partially disabled for longer than the waiting period.
Step 1: Ensure the claimant has the following
- Completed Business expenses claim form (which must also be signed by the life insured's accountant)
- Copies of business expense invoices for the relevant period for which the claim is being made (refer to policy for eligible business expenses)
- Results of any tests with regard to the life insured's medical condition.
Step 2: Complete claim forms
Print out the claim forms and have the relevant party complete them.
Type: pdf (130Kb)
This form is to be completed by the life insured and their accountant.
Type: pdf (247Kb)
This form is to be completed by the life insured, and by the patient's treating doctor or specialist. To be completed only on the request of the Zurich claims area. The patient is responsible for the cost of completing this form.
Type: pdf (76Kb)
To be completed by the life insured and included with any Business Expenses, Income Replacement, Total & Permanent Disability or Terminal Illness life insurance claims.
Type: pdf (150Kb)
This is for the release of personal Medicare history information to a third party. To be completed by the life insured and included with any Business Expenses, Income Replacement, Total & Permanent Disability or Terminal Illness life insurance claims.
Step 3: Submit claim forms
Send completed claim forms to:
Zurich Financial Services Australia
Locked Bag 994
North Sydney, NSW 2059
Fax: +61 2 9995 3732
To avoid delay, please note all forms must be signed before they are returned to Zurich.
Zurich Claims Consultants are available from from 8:30 am – 5:00 pm AEST Monday to Friday.
They will be happy to answer any questions you have about your claim and any entitlements under the policy. Call the Zurich claims consultants on 131 551.