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Zurich Ezicover

Ezicover is Zurich’s range of "do it yourself" online life insurance products

Ezicover is a simple life insurance solution that puts you in control. With easy-to-understand policies and flexible cover options, you can tailor the right life insurance and income protection for your budget and lifestyle – helping you protect what matters most to you and your loved ones.

Protect the people most important to you

Ezicover Life Insurance provides a lump sum payment of up to $1.5 million to you or your beneficiaries if you become terminally ill or pass away.  

Death benefit

Paid to your family or beneficiaries after you die, to help towards maintaining a comfortable lifestyle.

Terminal illness benefit

Paid directly to you if you are diagnosed with a terminal illness and have less than 12 months to live.

Cash advance payment

An upfront payment of $15,000 to help cover funeral expenses while the death benefit claim is being settled.

Protect your ability to earn an income

Ezicover Income Protection provides you with a regular payment to replace your income if you’re unable to work due to an illness or accident. It is designed to help you take care of your living expenses so you can focus on your recovery.

Sickness and injury cover

A monthly benefit while you’re unable to work because of sickness or injury.

Injury only cover

A monthly benefit while you’re unable to work solely due to injury.

Take advantage of added benefits

With Ezicover, you can adjust your insurance policies to get the right protection for your lifestyle. And to help you get the most out of your cover, we offer a range of benefits.

  • The first 30 days of your cover are complimentary.
  • You’ll receive discounts when you bundle life insurance and income protection policies, apply with a partner for life insurance or pay your premiums annually.
  • There’s no medical examination required when you apply.
  • You can temporarily suspend your cover and stop paying premiums for up to 12 months to reduce financial pressure.
  • You can choose to increase your cover each year to protect against inflation, and life insurance cover can be increased without reassessment after certain life events.

Your peace of mind guaranteed

Zurich’s insurance policies are guaranteed to continue up until the end date of the benefits you’ve chosen regardless of changes to health and lifestyle, if you pay your premiums within 30 days of the due date. 

This is a summary of key features only. Please refer to the relevant Product Disclosure Statement for full details.

Click here to see more information on our products, to get a quote online or to start an Ezicover application.