Approximate cost per month
How to apply
Once you're ready to apply for ANZ Home Loan Protection, or if you have any questions, simply give us a call.
Call 13 16 14
Still considering?
Return to the ANZ Home Loan Protection product information page.
You must be eligible to apply for this policy and there are events or circumstances where we won’t cover you.
We recommend that you read the ANZ Home Loan Protection Product Disclosure Statement and Policy Document for more information on what you need to know about this product before you apply.
Your amount of cover will match the total outstanding balance of your ANZ loan. This means that as your loan balance:
- decreases each month, so does the amount of cover you pay for
- increases each month, so does the amount of cover you pay for.
To be eligible to apply for ANZ Home Loan Protection you must:
- have an eligible ANZ home loan of $30,000 to $1 million
- be 18–59 years old
- be an Australian or New Zealand citizen, or hold an Australian Permanent Residency Visa
- have no more than $1 million in total Life Benefit across all ANZ Home Loan Protection policies (including this policy)
- have lived in Australia for at least six continuous months in the past 12 months
- receive the ANZ Home Loan Protection PDS in Australia
For injury, illness or involuntary unemployment cover you must be employed in a permanent full-time job, be employed in a permanent part-time, casual, contract or temporary job for 20 hours or more per week, or be self-employed for 20 hours or more per week.
Important information
This calculator provides an estimate of monthly Home Loan Protection premiums based on the inputs provided. Your actual premium may vary based on your monthly loan balance, minimum monthly loan repayment and/or rounding calculations. This estimate does not take into account discounts that you may be entitled to (except for joint application discount).
This calculator has been developed by Zurich Australia Limited, ABN 92 000 010 195, AFSL 232510, whose copyright is reserved.
ANZ Home Loan Protection is issued by Zurich Australia Limited, ABN 92 000 010 195, AFSL 232510. We recommend that you read the ANZ Financial Services Guide (PDF 479kB) and the ANZ Home Loan Protection Product Disclosure Statement and Policy Document (PDF 330kB) and Target Market Determination (PDF 61kB) (available online or by calling 13 16 14) before deciding whether to acquire, or to continue to hold, this product.
Zurich Australia Limited, in delivering the services for the insurance cover, relies on resources and support from Zurich Financial Services Australia Limited (Zurich). Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL 234527 has entered into a long-term strategic alliance agreement with Zurich, pursuant to which Zurich will design, make available and issue specified ANZ-branded financial products (including ANZ Home Loan Protection) to ANZ customers in Australia, and ANZ will make the products available through ANZ’s network.
Although Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL 234527 distributes ANZ Home Loan Protection, ANZ does not guarantee or stand behind the issuer or their products.
This information is of a general nature and any recommendation or advice on this website has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on the information, you should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.
PDR DMBL-017518-2021
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