- Lump sum paymentTo help cover the cost of your funeral or other expenses
- Choice of benefit amountBetween $5,000 and $15,000 in $1,000 increments
- Never pay more than the sum insuredPremiums do not increase as you get older and once the premium paid matches the sum insured you stop paying premiums altogether
- No medical examination required
- Guaranteed acceptance For Australian residents aged 35 - 70
- Convenient monthly premium payment
- 30 day cooling off period
- First month's cover free
- Accidental death cover in first 12 months - full cover thereafterIn the first 12 months, a benefit is only payable in the event of accidental death (as defined under the policy). After that, a benefit is payable for death by any cause.
Additionally, in the first 12 months, if death occurs and is not caused by accidental death or suicide, we will refund all premiums paid.