October 26, 2017

October 26, 2017 | Investments Insightz


Getting to know… Steven Aspland

Managing Director and Authorised Representative of Unac West End Group Pty Ltd and one of the founders of Now Financial group which holds its own AFSL license.

Steven Aspland


A bit about me…

I studied engineering and surveying and worked in that field until joining the family business in 1983. Progressing to be a qualified Financial Planner by 1987 through the Australian Institute of Management, I took over the reins of Unac when my father Peter retired in 1994. Our company has continued to assist both individuals and organisations build wealth to secure their financial future.

I completed an Advanced Diploma in Financial Services in 2000 (Financial Planning).

I became an adviser to help people live out their dreams. I enjoy developing planning strategies for any life stage. However I'm particularly interested in building clients’ superannuation and subsequently structuring those funds for a secure retirement lifestyle.

When I’m not helping my clients build their financial future you will find me spending time with my family, boating, fishing or enjoying a good wine. My wife Sue and I have recently purchased a holiday home in Exmouth after many years of travelling to the North West for annual holidays.

How did you get involved with the Zurich family?

I have known (BDM) Jeff Bailey for over 24 Years and Kristine Brooks for the last 10 years. Kristine has always been a great asset in assisting the Dealer Group, and Jeff a wealth of information and assistance in all aspects of investments.

What are your focus areas to stay BusinessFIT over the next 5 years?  

Keeping up to date with technology. I believe that for a business to remain strong, it needs to be in the forefront with regard to technology, this will then ensure any business will be ready for any further advancements in our industry.

What major changes are you seeing in new clients compared to 5-10 years ago?

From a business that is over 47 years old, most of our clients are being referred to us by our existing clients and tend to be in retirement phase, not accumulation phase, so this has probably been the biggest change.

The best piece of advice you've given as an adviser?

The best piece of advice I would give to any adviser is to stay focused on your business and don’t stray your attention to other businesses.

Favourite quote to live by

If you tell the truth you never have to remember anything.

What’s something not many people may know about you?

(With my two fantastic boys (24 and 26) now grown up, Sue and I spend our summer weekends living on our boat at Rottnest and now hopefully are going to spend some winter time in Exmouth. I’m fortunate that Sue also loves boating, fishing and exploring the ocean.

How do you strike a work/life balance?

Draw a line, work hard during the week and the weekend is for family time.

Why do you choose Zurich?

Strong reliable products, and excellent back office service.

October 26, 2017

Why what it takes to be a winning adviser may not be what you think

To say that we’ve faced a challenging few months globally is probably the understatement of the century. From seemingly endless bout of natural disasters in North and Central America, to the tragic events in Las Vegas, and political brinkmanship between the US and North Korea, you’d be forgiven for counting down the days left in 2017 – there’s 66 by the way!

October 26, 2017

Has the Bull Market gotten a bit long in the “FANGs”?

Telstra’s recent woes serve as a useful reminder, if any were needed, that delivering consistent income while preserving capital can be challenging. This was Telstra’s first cut to its dividend since listing in the late 1990s and whilst it should move the company’s distribution policy to a more sustainable footing, the harsh reality is that Telstra investors will be seeing a 30% reduction in their income next year.

October 26, 2017

Delivering consistent income for conservative investors

Telstra’s recent woes serve as a useful reminder, if any were needed, that delivering consistent income while preserving capital can be challenging. This was Telstra’s first cut to its dividend since listing in the late 1990s and whilst it should move the company’s distribution policy to a more sustainable footing, the harsh reality is that Telstra investors will be seeing a 30% reduction in their income next year.

October 26, 2017

Market Update: Asset Class Outlook

In this month’s Market Update Patrick Noble, Senior Investment Strategist, looks at the latest events driving investor sentiment across the major asset classes.