General Liability This section looks at the legal responsibilities of property owners and occupiers towards third parties, and their property. This can include injuries sustained to third party contractors and visitors to your premises, or damage caused by unregistered mobile plant and equipment. »

Products Liability Here we assess the likelihood of property damage or personal injury caused by manufacturers or suppliers of goods that are defective. Manufacturers and suppliers can even be liable if they were unaware of the inherent faulty defect that caused the injury or damage. Only through prudent quality management procedures and design assessment can these exposures be reduced. To follow in 2009. »

Environmental Liability Property owners or occupiers may, through negligence, cause damage to the environment through sudden and unforeseen escape of noise, vibration, fumes/vapours, liquids or solids. To follow in 2009. »