All businesses are unique so choose the right insurance for your client.
Zurich Business Insurance offers comprehensive and flexible coverage for a range of business contingencies – all under one insurance policy. You can purchase insurance to cover damage by flood, fire, business interruption, general and products liability, plus many others.
Please review the Zurich Business Insurance Product policy wording, for full details of the cover provided.
Electronic delivery
We understand that brokers need quality support for electronic delivery. To make it easier for you, we have eBusiness Development Managers to provide:
- a dedicated service team to give updated product information
- training and telephone support to ensure you gain maximum benefit from our electronic products.
For more information on this product, talk to your local Zurich representative or underwriter.
Preferred business
While we do write a wide selection of businesses, industries, farms and trades, our preferred industries and occupations are listed below.
Business services
- accountants
- advertising services
- architectural services
- legal services
- real estate agents
- secretarial services.
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Health
- dental services
- general practice medical services
- optometry and dispensing
- physiotherapy
- veterinary services.
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Personal and other services
- business and professional associations
- funeral directors
- gardening services
- hairdressing and beauty salon
- photographic studios.
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Property owners
We will only write commercial and residential property owners' business subject to risk management, qualification of tenancies (on at least an annual basis) and adequate pricing and excesses.
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Retail trade
- auto electrical
- butchers
- chemists
- clothing retailing
- fabric and other soft good retailing
- footwear retailing
- furniture retailing
- lawn mowing garden equipment retailing
- photographic equipment retailing
- musical instrument retailing
- records, music retailing
- toy and game retailing.
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Within the retail trade segment, we prefer not to write:
- computer retailers
- fruit and vegetable retailers
- jewellery retailers
- pawnbrokers
- service stations.
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| Wholesale trade and manufacturing
Our pricing is most competitive where the quality of clients' risk management and protection are above average. This pricing strategy enables us to insure a wide range of industries with competitive pricing and risk management services.
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