Ezicover

Calculate your premium

Are you an Australian resident currently living in Australia?

Yes No

Are you an Australian resident currently living in Australia?

Yes No

HBF Ezicover Term
Cover Required	$	Cover Required	$

HBF Ezicover Term

Cover Required

HBF Ezicover Select Term
Cover Required	$	Cover Required	$
Policy Term		Policy Term

HBF Ezicover Select Term

Cover Required

Policy Term

HBF Ezicover Trauma
Cover Required	$	Cover Required	$

HBF Ezicover Trauma

Cover Required

HBF Ezicover Funeral Plan
Cover Required		Cover Required

HBF Ezicover Funeral Plan

Cover Required

HBF Ezicover Income Plan
In which state/territory do you reside?		In which state/territory does your spouse/partner reside?
Your annual income	$	Your annual income	$
Insured monthly benefit	--	Insured monthly benefit	--
Waiting period ? Waiting Period The Waiting Period is the period that you must wait before being eligible for Income Benefit payments after suffering a Sickness or Injury and being unable to earn your Pre-Disability Income from personal exertion. The Waiting Period is 30 days or 90 days, depending on which of these you chose at application. You can return to full earning capacity for up to five consecutive days during the Waiting Period without the Waiting Period starting again. The days worked are added to the Waiting Period. You should notify Zurich in writing within 30 days of the Sickness or Injury. If you notify Zurich after 30 days, the Waiting Period will commence from the date that you notify Zurich.	30 days 90 days	Waiting period ? Waiting Period The Waiting Period is the period that you must wait before being eligible for Income Benefit payments after suffering a Sickness or Injury and being unable to earn your Pre-Disability Income from personal exertion. The Waiting Period is 30 days or 90 days, depending on which of these you chose at application. You can return to full earning capacity for up to five consecutive days during the Waiting Period without the Waiting Period starting again. The days worked are added to the Waiting Period. You should notify Zurich in writing within 30 days of the Sickness or Injury. If you notify Zurich after 30 days, the Waiting Period will commence from the date that you notify Zurich.	30 days 90 days
Benefit period ? Benefit Period The Benefit Period is the maximum length of time that we will pay an Income Benefit to you for disability from the same or related cause. Benefits are payable for 2 years or 5 years, depending on which of these you chose at application. The Benefit Periods for Injury and Sickness are the same.	2 years 5 years	Benefit period ? Benefit Period The Benefit Period is the maximum length of time that we will pay an Income Benefit to you for disability from the same or related cause. Benefits are payable for 2 years or 5 years, depending on which of these you chose at application. The Benefit Periods for Injury and Sickness are the same.	2 years 5 years

HBF Ezicover Income Plan

In which state/territory do you reside?

In which state/territory does your spouse/partner reside?

Your annual income

Insured monthly benefit

Waiting period

? Waiting Period
The Waiting Period is the period that you must wait before being eligible for Income Benefit payments after suffering a Sickness or Injury and being unable to earn your Pre-Disability Income from personal exertion. The Waiting Period is 30 days or 90 days, depending on which of these you chose at application. You can return to full earning capacity for up to five consecutive days during the Waiting Period without the Waiting Period starting again. The days worked are added to the Waiting Period.

You should notify Zurich in writing within 30 days of the Sickness or Injury. If you notify Zurich after 30 days, the Waiting Period will commence from the date that you notify Zurich.

30 days 90 days

Waiting period

30 days 90 days

Benefit period

? Benefit Period
The Benefit Period is the maximum length of time that we will pay an Income Benefit to you for disability from the same or related cause. Benefits are payable for 2 years or 5 years, depending on which of these you chose at application. The Benefit Periods for Injury and Sickness are the same.

2 years 5 years

Benefit period

2 years 5 years

HBF Ezicover Needlestick Plus
Cover Required	$	Cover Required	$

HBF Ezicover Needlestick Plus

Cover Required

The issuer of the HBF Ezicover products is Zurich Australia Limited (Zurich) ABN 92 000 010 195, AFSL 232510. Please read the relevant Product Disclosure Statement and consider it when deciding to take out this insurance cover.

Yourself	Your Spouse/Partner
Select products	Select products
HBF Ezicover Term HBF Ezicover Select Term HBF Ezicover Trauma HBF Ezicover Funeral Plan HBF Ezicover Income Plan HBF Ezicover Needlestick Plus	HBF Ezicover Term HBF Ezicover Select Term HBF Ezicover Trauma HBF Ezicover Funeral Plan HBF Ezicover Income Plan HBF Ezicover Needlestick Plus

Date of Birth		Date of Birth
Gender	Male Female	Gender	Male Female
Smoker Status ? Non-smoker A non smoker is defined as not having smoked any substance within the last 12 months.	Non smoker Smoker	Smoker Status ? Non-smoker A non smoker is defined as not having smoked any substance within the last 12 months.	Non smoker Smoker
Current Occupation ? Occupation Type your occupation in search area provided. Depending on your product selections, if your occupation cannot be found in the search list, a tick box may appear to allow you to enter your occupation.		Current Occupation ? Occupation Type your occupation in search area provided. Depending on your product selections, if your occupation cannot be found in the search list, a tick box may appear to allow you to enter your occupation.
	Other occupation		Other occupation

Calculate your premium

Any Questions?