Introduction to business insurance

Congratulations on taking the first step in protecting your business

Insurance solutions for businesses can be broadly grouped into the following categories:


Assets and revenue

Things a business owns together with its revenue generating capabilities.

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Legal obligations arising from injury to others or damage to their property.

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Accident or illness involving the people in the business.

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If your business is underinsured a major disaster such as fire serious injury to yourself or an employee or an extended court case could find your business unable to continue, and facing huge financial pressures.

A customised insurance solution could prevent you from potentially losing your business.

Armed with expert insurance advice from your insurance broker, you will find it easier to understand and make decisions about the risks to insure, and which risks you need to manage.

Business insurance

Zurich offers a range of insurance policies to suit your business whether you are a small to medium enterprise (SME) or a large or multinational organisation.

Assets and revenue protection

You should consider protecting your business assets and revenue against the risk of events that may impact your business. Types of assets and revenue protection that you should consider include:


If you own a business, you may be liable for damages or injuries to another person or property. Though liability insurance is optional in most cases, it is strongly recommended for businesses in all industries as the likelihood of being sued for negligence is unpredictable and potentially very costly. Types of liability insurance you may need to consider include:

Personnel cover

Insuring yourself and your employees in the event of a workplace accident or illness is essential for protecting your business. Consider the following workplace insurance options:

insurance broker

What are the benefits of an insurance broker?

Good advice is about defining your goals, both immediate and long term, and recommending solutions that fit your circumstances to achieve those goals.

Good advice can:

  • Give you direction & control
  • Save time
  • Manage your risks
  • Stop you making expensive mistakes
  • Give you peace of mind
  • Protect your business
More about brokers